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WEBSITE & ACCOUNT TERMS

Terms for using PAYMESE

These terms govern the account and marketplace operated by Desigo Ventures OÜ, registry code 17635464. Deal-specific fees, confidentiality duties and disclosure permissions require a separate agreement in the private deal room.

Who provides the platform

PAYMESE is operated by Desigo Ventures OÜ, registry code 17635464. The marketplace helps participants describe opportunities, assess potential matches and agree a controlled introduction. The underlying buyer, seller and service provider are identified in their own transaction or service contract. Desigo Ventures OÜ is responsible for any services it separately agrees to supply itself; an intermediary label does not remove those obligations.

Your account and authority

Provide accurate account details and promptly report material changes. A buyer may initially participate on their own behalf without a company. Sellers, service providers and brokers must supply company details and act only for a business they are authorised to represent. Company and authority checks remain required before a controlled business introduction. Account sign-in is not identity verification. Verification applies to the stated person and represented company; it does not transfer to a different company or representative. Do not share your account or submit another person's identity credentials.

Listings and buyer requests

Sellers and providers must have authority to offer the stated business or service, describe its scope accurately and disclose material restrictions, liabilities and required approvals during due diligence. Buyers must state their requirements and capacity honestly. Do not post misleading, unlawful or unauthorised content. Public teasers exclude names, brands, direct contact details and identifying links. Publication review is not valuation, endorsement or confirmation that a transaction is suitable.

Identity and business checks

A verified-user status is recorded only after PAYMESE reviews an external identity-check result and the represented business and authority checks. PAYMESE records the method, reference, reviewer, scope and review validity; it does not accept passport copies, ID-card copies or selfie uploads. A badge does not guarantee solvency, funding, a licence, transaction quality or the conduct of a counterparty. A check may require renewal, be suspended or be revoked. The platform's checks do not replace checks required of banks, advisers, notaries or regulated providers.

Introductions and fees

An initial enquiry creates no fee obligation by itself. There is no automatic buyer or service-client introduction fee. Before an introduction, both parties receive and separately accept the same current deal-specific terms, including each party's fee, calculation basis, payment event, tax treatment and confidentiality obligations. Each party owes only its expressly agreed fee. PAYMESE releases contacts only after the required current account checks and both acceptances are in place. A separate paid assignment requires an expressly agreed scope and price.

Documents and confidentiality

Authorised participants may upload necessary business and transaction documents in their private deal room. Uploads are visible to the uploader and PAYMESE; sharing with another participant requires uploader permission, an agreed introduction and an explicit PAYMESE access grant. Do not upload passport or ID-card copies, selfies, credentials or unnecessary personal information. Identity checks take place with the external checker. The uploader or PAYMESE can remove files; downloaded copies cannot be recalled. Uploading does not mean the contents have been verified or scanned for malware.

Underlying contracts and responsibilities

The buyer and seller or provider agree the underlying price, deliverables, payment, warranties, transfer requirements and remedies in their own contract. Each remains responsible for its representations, its performance, required professional advice, due diligence and approvals. A registration or licence is not offered as freely transferable where the applicable regime requires a change-of-control approval, notification or new application. PAYMESE does not guarantee completion, returns, regulatory approval, banking or another participant's performance.

PAYMESE's responsibilities and limits

Desigo Ventures OÜ remains responsible for its own agreed platform and separately contracted services. Subject to mandatory law and Desigo Ventures OÜ's own obligations, Desigo Ventures OÜ does not assume a buyer's, seller's or provider's obligations under their underlying contract. Nothing excludes liability that cannot lawfully be excluded, including liability for intentional breach. These terms do not authorise regulated activity or remove obligations imposed by law. Transaction money must be paid through the arrangements agreed by the transaction parties; PAYMESE does not provide client-money custody or escrow through this marketplace.

Concerns, suspension and disputes

Report inaccurate listings, unauthorised activity or a dispute through your private workspace or to Desigo Ventures OÜ at its registered address. PAYMESE may request clarification, restrict an account, pause a listing or introduction and preserve relevant records where reasonably needed to investigate a concern or meet a legal duty. The parties should attempt to resolve a reported dispute in good faith; this does not restrict access to a court, regulator or other mandatory remedy.

Acceptance and applicable law

Your explicit acceptance is recorded with your account, stated representative and company, time, document version and a copy of the accepted text. Material changes requiring agreement are presented for a new acceptance. Previously accepted deal-specific terms are not silently replaced. These account terms are governed by Estonian law, with disputes before the competent Estonian courts, except where mandatory applicable law provides otherwise. Acceptance on this website does not replace a transaction's legally required signature or notarial form.

Desigo Ventures OÜRegistry code 17635464Lehe tn 29-19, Kristiine linnaosa, Tallinn, Harju maakond, 11311, EstoniaVersion 2026-10-30
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About PAYMESETermsPrivacyConfidentialityDisclaimer
Desigo Ventures OÜRegistry 17635464Lehe tn 29-19, Kristiine linnaosa, Tallinn, Harju maakond, 11311, Estonia
Bank details
Recipient
Desigo Ventures OÜ
Registry code
17635464
Bank
AS LHV Pank
IBAN (EUR)
EE37 7700 7710 1364 3518
BIC / SWIFT
LHVBEE22

For PAYMESE service fees invoiced by Desigo Ventures OÜ. Use the reference on your invoice.

PAYMESE is operated by Desigo Ventures OÜ as an intermediary marketplace. Desigo Ventures OÜ is not the buyer, seller, lender, escrow agent, investment firm or legal adviser in an underlying transaction. Each participant remains responsible for its own due diligence and professional advice.

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